This graph shows Hong Kong's shifting instability in property prices

Check out the mortgage and rental payments.

According to Barclays, any cut in deposit and mortgage rates will further stimulate the property prices and a domestic credit expansion. However, interest rate cuts are likely to do little for first-time buyers, for whom the cost of deposits has overtaken the cost of monthly mortgage repayments in determining housing affordability. Hot money flows will simply widen the evident inequality in the housing market.

Click the photo to learn more.

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