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Sun Life Hong Kong launches Stellar (18-pay) with death benefit settlement option

Clients can choose between paying by instalments or paying in full.

Sun Life Hong Kong has launched Stellar (18-pay) its newest death benefit settlement option and a spin-off of the original Stellar, the first an ESG-focused savings plan.

Stellar (18-pay) includes a waiver of premium benefit, payor benefit, premium holiday option, and free policy split option.

Notably, its death benefits settlement option allows partial payment by instalments until a designated age of the beneficiary. 

Clients can also choose the full payment to enjoy greater flexibility in wealth allocation and easily make financial arrangements, passing down wealth through the generations, Sun Life said.

ALSO READ: Sun Life launches program to build “multi-generational” advisory force

Until 30 September, clients who successfully apply for Stellar (18-pay), and whose policies are issued by 31 October, will get a 15% premium rebate and will be entitled to an Annualized First Year Premium.

An extra 3% premium rebate on AFYP will be entitled to Stellar (18-pay), for a total of 18% premium rebate on AFYP, if clients fulfill the above requirements and apply for WeHealth Prestige, WeHealth Preferred or WeHealth Plus with the same policy owner on or before 30 September, Sun Life said.

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