Credit Card

Each station in the MTR heavy rail network, except Airport Express stations, has at least two entry/exit gates with contactless payments.

Year-on-year, however, it rose by 4.9%.

Two in five consumers expect to be unable to pay their current bills and loans in full.

However, most respondents said they opt for other lenders for additional credit products.

Hong Kongers are more optimistic about their household finances for the next 12 months.

Over nine in 10 consumers use cards as their payment method.

The card offers up to 10% cash rebate and Pay Later options.

Users can access over 6,000 deals from 3,000 merchants.

Credit cards recorded a year-on-year increase in outstanding balances, the first since Q4 2019.

Users can pay their credit card bills issued by any bank through ZA Bank, for a period of up to 72 months.

The credit cards will allow faster earning of Asia Miles and will also provide other privileges.

Mortgages and credit card demand rose, whilst unsecured credit hit a historical low.