ZA Bank rolls out Visa card offering stock rebates on spend

Every eligible transaction of at least HK$10 or more has a chance to receive stocks as rebate.

Hong Kong’s ZA Bank has launched the StockBack X ZA Card, a Visa card that delivers a “stockback on every purchase” spending reward experience.

Every eligible transaction of at least HK$10 or more using the card offers a chance to receive stocks as rebate, according to a press release on 4 November 2025. Users can select their preferred stock as a rebate from a list of stocks.

The automated stocks are automatically redeemed every Monday and directly credited to the user’s ZA Bank investment account. It incurs no redemption fees or subsequent transduction fees, subject to conditions, during the promotion period ending on 31 March 2026.

ZA Card users simply need to log in to their ZA Bank app and switch to their StockBack x Z Card with a single tap.

In tandem with the launch, until 31 January 2026, the StockBack x ZA Card is offering a 50% rebate to the first 30,000 participants when they use their card in designated merchant categories: fast food restaurants in November 2025, coffee shops in December 2025, and transportation in January 2026. The rebate cap is HK$200 per person.

Users can also enjoy a 2% stock rebate on all eligible transactions during the promotion period. Afterwards, users will enjoy a 1% unlimited stock rebate.

Additionally, during the period, users who enter the invitation code STOCKBACK when opening a ZA Bank savings account receive spending rebate coupons worth HK$200 in total, and an extra 1% stock rebate within 30 days of account opening, according to ZA Bank.