Mox Bank offers QBE-backed home insurance through banking app

Renters and landlords can access protection for household belongings and property structures.

Mox Bank Limited has launched Home Cushion Insurance, a fully digital home protection product accessible through the Mox mobile application.

Underwritten by QBE Hongkong & Shanghai Insurance Limited, the policy covers home contents, building structures, and third-party liability for renters, owner-occupiers, and landlords.

The policy provides third-party liability coverage of up to $1.27m (HK$10m).

It also includes relocation protection for up to 28 days for both current and new properties, transit coverage capped at 15% of the total sum insured, full replacement cost settlements for home contents without depreciation deductions, and temporary pet accommodation during major household displacements.

Coverage is divided into three plans, offering up to $191,083 (HK$1.5m) for building structures and up to $12,739 (HK$100,000) for home contents. Enrolment is processed in-app using pre-filled details.

Customers who enrol by 31 October 2026 are eligible for supermarket vouchers worth up to $25.48 (HK$200), with additional rewards available for existing Mox Insure policyholders.

($1.00 = HK$7.85)