CTF Life launches plan offering up to 6.5% IRR

Customers can switch between advance balanced and conservative allocation modes.

CTF Life launched a new wealth management solution, which offers both single-premium and regular-premium payment options, with an expected total internal rate of return (IRR) of up to 6.5% in the 20th policy year for a single-premium USD policy.

The plan, MyWealth Beyond Savings Insurance Plan, also features the special-in-market “Wealth Accumulation Switching Option”, allowing customers to adjust their wealth management strategy by switching amongst three options (Advance, Balanced and Conservative).

Product features such as the “Currency Switching Option” and “Policy Split Option”, as well as multiple product advantages, are designed to aid in different financial needs and plans.

As of 31 December 2025, CTF Life’s solvency ratio under the Hong Kong Risk-Based Capital (HKRBC) regime stands at 282%.