AIA launches GlobalFlexi plan with 6.5% return potential

The plan also includes a Health Impairment Option, a first in the market.

AIA Hong Kong has introduced the GlobalFlexi Savings Insurance Plan, aimed at customers looking for long-term wealth growth and financial flexibility. 

The plan offers a projected total internal rate of return (IRR) of up to 6.5% by the end of the 30th policy year.

Key features include a Flexi Withdrawal Option and Value Safeguard Option, which allow policyholders to access funds as needed whilst continuing to earn returns. 

The plan also includes a Health Impairment Option, a first in the market, that allows policy ownership to be transferred if the policyholder becomes mentally incapacitated or is diagnosed with specific illnesses such as Apallic Syndrome or Coma.

Policyholders can also switch amongst nine currencies, starting from the end of the second policy year, to help diversify their assets.

According to AIA, the plan’s projected break-even period can be as short as seven years, depending on the premium payment method. 

The company also partnered with an education consulting firm to offer customers extra support like overseas study seminars and tutoring from July to December 2025.